Since the federal tax credits for energy-efficient home improvements expired at the end of 2025, some homeowners have been discouraged about investing in solar panels.
Despite the disappearance of the federal incentives, there are still creative ways to power your home with clean, renewable energy without a prohibitive upfront cost. For example, TCD partners like EnergySage can help you save up to $10,000 of dollars on an installation with its free tools.
As one Reddit user pointed out, a pre-paid solar lease might be another smart way to own solar panels at a lower cost.
In a post on r/solar, the OP explored the option of paying for a solar lease upfront, which includes a 30% discount and the ability to immediately enjoy the panels' benefits. Within six to seven years, you would own the system.
"It's like reserving today's prices for tomorrow's savings!" the OP wrote. "Is this a good approach?"
The idea of committing to a prepaid solar lease is an interesting one, giving prospective buyers more choices in their solar options. Using a real-world example, the OP explained that you could save over $12,000 by taking this approach, plus the electricity cost savings on your monthly bills over a six- to seven-year period.
Yet, no matter which solar strategy you choose, there are many benefits to going solar, including cutting household costs, boosting your resiliency during storms, and reducing pollution.
Smart upgrades that slash monthly bills
Here are some ways to save money and help the planet by embracing solar energy.
โข EnergySage can help you save up to $10,000 on installations by curating competitive bids from local installers
โข Not ready to spend up front? Palmetto's $0-down LightReach solar leasing program can lower your utility rate by up to 20%
โข TCD's Solar Explorer makes it easy to access exclusive offers from preferred partners
To save even more, pair your solar panels with energy-efficient appliances, like heat pump HVAC systems. Mitsubishi can help you upgrade your home's heating and cooling with a high-efficiency system.
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Additionally, the free Palmetto Home app connects you to up to $5,000 in rewards that you can spend on home-efficiency upgrades.ย
The r/solar subreddit is also filled with advice on different solar options to help you choose the right one for your home and budget.
"Could still be a good deal, but it'll come down to the contract details," one Reddit user commented on the OP's post.
"It's actually a good option," another Reddit user wrote. "Companies are getting creative with this now."
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