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Priced out of New York, only child searches for nearby homes close to aging parents

"Poughkeepsie. 1 hour 20 minutes by Amtrak and is like $30 each way if you buy tickets in advance."

A neighborhood with houses, trees, and a multi-family building under a clear sky.

Photo Credit: iStock

For one New Yorker caring for aging parents, moving was no longer just a lifestyle decision. It had become a matter of balancing housing costs, medical access, and the realities that come with getting older.

What the family was looking for was unusually specific: two homes beside each other, one of them a ranch for easier access, in a location that still leaves New York City within reach.

Here's what to know

In a post on Reddit, the writer explained that their parents are in their mid-70s and 80s and that their mother, a 9/11 survivor, still needs specialist appointments in New York City. They also said they were preparing to sell both houses because "I simply cannot afford to live in NYC anymore and I'm the only family that my parents have," and they were trying to find neighboring properties, including a ranch-style home that would be easier for their parents to navigate.

They were also clear about several priorities: if possible, a warmer climate, a nearby college for the poster's son, and a community where Black residents can "live comfortably and peacefully."

More background

The replies quickly became a practical conversation about cost and transportation, not just a list of places to go. One commenter wrote, "Poughkeepsie. 1 hour 20 minutes by Amtrak and is like $30 each way if you buy tickets in advance." 

Philadelphia, Baltimore, and Richmond were also suggested as users weighed train access, healthcare, and the demands of supporting older parents.

While Atlanta was mentioned as a place that seemed to check many boxes, some commenters said elder care there could become difficult, especially if the original poster didn't have a nearby support network. As one local put it, "Our doctors aren't bad, our social system is."

What can be done?

Commenters suggested that the OP should avoid locking in too quickly. One commenter recommended renting first. "You can rent for a year or two before buying if you want to make sure," they said.

Some users also questioned whether two side-by-side houses needed to be the goal at all. One asked, "Have you considered an ADU for your parents? That might be a better fit for their abilities and easier to attain than two adjacent lots."

Transportation planning came up as another key factor. Rail service mattered because it could get the family straight into Manhattan for specialist care and avoid some of the inconvenience and expense tied to flying. Richmond drew attention in part because, as one commenter noted, "Amtrak has stops in two parts of Richmond."

As the original poster put it after reading one rail-based suggestion, "I like this Amtrak idea. It will leave us in Manhattan where we need to be vs the flights leaving us in Queens."

Where can I learn more?

Finding a great, affordable place to live can be tricky, especially depending on a family's unique needs and wants. The following TCD articles look at a few other examples, including tiny home living, disaster displacement, low-cost housing communities, and HOA conflicts:

• A Gen Zer builds a 300-square-foot tiny home on her parents' land for $45,000.

• Across disaster-hit communities, older adults struggle to find new homes after climate-driven displacement.

• In Springfield, families are moving into a tiny home community with rents under $500.

• In Florida, a 55-plus HOA sued to force her from her late father's home.

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