First-time homebuyers in Hallandale Beach, Florida, could receive up to $100,000 in assistance with no repayment required — if they keep the property as their primary residence for 10 years.
Here's what to know
Hallandale Beach's redevelopment agency is accepting applications for its 2026-2027 homebuyer assistance program, according to CubaHeadlines.
Only properties in the redevelopment district of this Broward County city qualify.
The 2026 median income is $102,500, as determined by the Department of Housing and Urban Development.
The assistance is intended for buyers earning between 50% and 120% of Broward County's median income.
The program includes condominiums, newly built homes, townhouses, and existing single-family homes within the district.
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Assistance can cover a down payment, closing costs, and gap financing. However, limited funding could end the application period early if the money runs out.
Otherwise, buyers have until June 30, 2027, to apply.
More background
The $100,000 is structured as a loan with 0% interest, not an unconditional cash grant.
A sale or transfer during the first 10 years triggers repayment of the entire assistance amount.
To receive forgiveness, recipients must use the home as their primary residence throughout that decade.
If an owner chooses to sell, the agency can buy the home at its appraised value. Its right of first refusal gives the agency 30 business days to do so.
As much as $25,000 of a condominium buyer's total $100,000 in assistance may be provided as an outright grant rather than included in a second mortgage.
The agency may make that conversion if the buyer's lender requires mandatory capital contributions.
What can be done?
The program's office at 400 South Federal Highway does not accept walk-ins.
Prospective buyers must schedule an appointment to apply; applications are accepted on a first-come, first-served basis.
A credit report dated within the past 90 days is among the required application documents.
Applicants must also provide three months of bank statements, six months of pay stubs, copies of identification, and two years of tax returns with W-2s.
Teachers, nurses, and first responders are eligible for an additional $5,000 program incentive.
A separate workforce-housing tier provides up to $10,000 for buyers earning 120%-140% of the county median, with forgiveness over five years.
According to CubaHeadlines, applicants should note that the Spanish-language link on the agency's website directs users to a form from 2024-2025, not the 2026-2027 program.
Where can I learn more?
Hallandale Beach's program offers help with upfront costs, but buyers still need to account for the ongoing expense of owning a home. These stories examine resale losses, homeowners association fees, and mortgage affordability.
• Florida's 2023 homebuyers are now selling at a loss, with St. Johns County topping the list.
• Florida has 7 of the 10 metros where HOA fees bite hardest relative to mortgages.
• A first-time buyer approved for $440,000 faces a $3,600 monthly mortgage, consuming half their pay.
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