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In Massachusetts, 310,000 on MassHealth may lose coverage under new 2027 work rules

"Intentionally making it really burdensome to be on MassHealth."

Massachusetts General Hospital sign on a modern building facade.

Photo Credit: iStock

For roughly 310,000 MassHealth members in Massachusetts, keeping their health insurance could soon come with new monthly requirements. 

Starting Jan. 1, adults ages 19 to 64 who rely on the state program may need to show that they are working, studying, training for a job, or volunteering for certain amounts of time to maintain their coverage.

Here's what to know

To remain covered, members subject to the policy will need to meet one of several monthly benchmarks: at least 80 hours of work, volunteer activity, or job training; income of no less than $580; or at least half-time school attendance.

People will encounter the rule at different points in the year. As WBSM reported, it is tied to a member's first eligibility renewal in 2027, meaning the start date depends on whether that person is already covered or applying for coverage.

Some recipients will be exempt, but those who are included will have another step to navigate in order to stay insured.

More background

Traditional employment is not the only way to comply. For volunteer activity, the Massachusetts Department of Health & Social Services says the rule can be met through "80 hours or more per month with a non-partisan public or nonprofit organization," per WBSM.

Among the examples the agency provided are "volunteering at a soup kitchen or assisting at a blood drive." School attendance also counts if a member is enrolled at least half-time in high school, a GED program, a community college, or a four-year college or university.

The changes have fueled political debate. Gov. Maura Healey said the Trump administration is "intentionally making it really burdensome to be on MassHealth," describing the rule as an added barrier for residents who depend on the program for stability, according to WBSM.

The Massachusetts Fiscal Alliance backed the mandates, arguing the rules are needed to address what it called a "bloated" MassHealth bureaucracy.

The debate has focused not only on budget and administration but also on who will be able to keep coverage.

What can be done?

For MassHealth members, the first step is finding out whether the requirement applies. The agency is asking recipients to complete a questionnaire so officials can determine how the 2027 changes could affect their coverage, WBSM noted.

MassHealth is also urging potentially affected members to make sure their contact details are accurate. The agency says people should report changes to their income, address, phone number, and email so they can be contacted about the changes.

Where can I learn more?

Questions about MassHealth coverage are part of a wider debate over medical costs, insurance rules, and other public protections across the country. 

• In Hawai'i, lawmakers could wipe out $91 million in medical debt for 50,000 residents.

• In Las Vegas, workers pushed for new heat protection measures after a record-breaking summer.

• In Colorado, state leaders advanced policies protecting community health while cutting household energy costs.

• In New Jersey, regulators proposed extraordinary new flood rules that could affect millions.

• In Illinois, State Farm's policy change affecting hundreds of thousands deepened worries about rising insurance costs.

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