In Germany, tensions over immigration, pensions, and global instability remain intense, but for many people, the most immediate pressure comes from the cost of everyday life.
A new survey suggests that when energy, housing, and food remain expensive, even major global concerns can take a back seat to making monthly budgets work.
Here's what to know
The 2026 "Germans' Fears" study found that 59% of respondents identified rising living costs as their top concern, up from 52% in 2025.
The annual survey, conducted by insurer R+V, reached about 2,400 German-speaking residents aged 14 and older between early May and late July 2026, according to news outlet Deutsche Welle.
Political scientist Isabelle Borucki worked on the study. At a recent press conference, she said that the continued rise in concern reflects a squeeze on household finances.
"The price of key items — energy, housing, and food — has risen noticeably," Borucki said, per DW. "This reduces the financial leeway for leisure, vacations, and purchases. People can afford less and less."
TCD Picks » Quince Spotlight
💡These best-sellers from Quince deliver affordable, sustainable luxury for all
Growing concern about taxes and social security contributions appears linked to a broader recognition that Germany's social security systems, including the state pension fund and long-term care insurance, are under strain, according to the outlet.
"Behind the fear of higher taxes and benefit cuts lies the question of fairness, with people wondering who will bear the costs of modernization. And they worry, 'Can I still rely on getting benefits I am entitled to?'" Borucki outlined.
In the survey, a narrow 52% majority said they fear the influx of refugees is too much for the German state. That ranked third among the surveyed concerns.
More background
Fear of a war involving Germany fell, dropping from 41% to 34%. Among working people, just 20% said they fear losing their job — the lowest level since that question was added to the survey in 1992, DW reported.
Respondents gave politicians an average of 4.1 on Germany's 1-to-6 school scale, a barely passing grade.
Many people had expected faster progress from Germany's current government. Borucki said many people had hoped for "more leadership, less conflict, and a rapid economic turnaround."
"That has not come to pass," she said. "There is now a gap between the grand announcements and tangible results. People are disappointed and losing confidence."
Where can I learn more?
Rising household bills are fueling similar worries well beyond Germany. These stories examine pressure on basics like energy, housing, and other everyday expenses:
• Across the U.S., rising costs for basics are expected to get even worse.
• Dramatic increases in utility costs are squeezing families.
• Home insurance, mortgages, and rent are becoming harder to afford.
Get TCD's free newsletters for easy tips, smart advice, and a chance to earn $5,000 toward home upgrades. To see more stories like this one, change your Google preferences here.
