A Florida man is warning others after he came dangerously close to wiring away $300,000 when a caller posing as a sheriff's official sent him a fake warrant and convinced him he could be arrested.
Here's what to know
While working, Largo resident Ben Wagner received a call from someone who said he was "Chief Hobbs" with the Pinellas County Sheriff's Office, Fox 13 News reported. The caller said Wagner could be arrested over a missed jury summons.
Wagner said he tried to verify the claim by searching the names online after the caller sent what appeared to be warrant documents. The paperwork was fake, but it used Wagner's real name and included charges and the sheriff's name.
According to Wagner, the caller would not let the conversation end, directing him toward the Pinellas County Sheriff's Office on Ulmerton Road and saying a gag order prevented him from telling anyone what was going on.
Thankfully, Wagner's wife tracked his location using Find My iPhone.
"We have Find My iPhone, and she was able to say I'm concerned about you, and I'm going to call the police, and thank god she did," Wagner said, per FOX 13 News. "The next text I got from her was, 'It's a scam.'"
By that stage, Wagner had already been instructed to shift $300,000 into his checking account so he could wire the money. The effort collapsed only after a Largo police officer pulled up alongside him and attempted to speak with the caller, who then hung up.
More background
Wagner said fear about how a home arrest might look to his son weighed heavily on him. "This doesn't seem normal," Wagner said. "But again, my son was home and the last thing I wanted my son to see is dad getting handcuffed in the front yard."
He also said the caller tried to isolate him from other people, which would have made it harder for relatives, bank staff, or law enforcement to tell him the story did not add up.
Authorities have not named a suspect, and it is not known whether anyone else in the area has lost money.
What can be done?
Residents should pause and confirm any such claim through a separate channel, the Pinellas County Sheriff's Office said, per FOX 13 News. When someone says they are with law enforcement, the agency advises asking for a badge number, ending the call, and then contacting the office through its main dispatch number.
The office also says the requested form of payment matters. Demands for wire transfers, Zelle, gift cards, cryptocurrency, or similar methods are a strong sign of fraud.
Sheriff's officials say they do not use calls, texts, or emails like that to ask for money or banking details. If someone on the phone says otherwise, ending the conversation may be the safest move.
Where can I learn more?
Wagner's close call follows the familiar scam playbook of using a trusted name, keeping the target on the line, and pushing for money before anyone else can weigh in. Versions of these techniques have shown up in cases involving banks, utilities, and major companies, sometimes costing victims dearly.
• After a call from a verified bank number, a woman lost her life savings to a fake FBI courier.
• Florida utility customers were warned after AI scam calls dangled fake $4,000 rebates and free AC units.
• In Pennsylvania, a fake Comcast caller tricked someone into returning a new iPhone and losing $1,200.
Fast pressure and official-sounding details can throw people off. These are red flags in circumstances like Wagner's near-miss, and future victims can look for similar cues to get out of these situations before they spiral.
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